Clear Information
No Surprises
We understand that questions about insurance and fees can sometimes feel uncertain. Our goal is to make the process as clear and straightforward as possible—so you know what to expect before, during, and after your visit.
Insurance Plans We Accept
We accept most major dental insurance plans commonly used in Ontario, including:
If you’re unsure about your coverage, our team can help you review your benefits and guide you accordingly.
Canadian Dental Care Plan
(CDCP)
The Canadian Dental Care Plan (CDCP) is a federal program designed to improve access to dental care for eligible Canadians.
We are committed to supporting patients who are covered under CDCP and helping them understand how their benefits apply.
What to know about CDCP:
Before proceeding with treatment, we review your eligibility and provide a clear estimate so you understand any out-of-pocket costs. Official plan details are at canada.ca/dental.
Understanding your Coverage
Every insurance plan is different.
Coverage depends on your individual policy, including:
Coverage percentages
vary by plan and
procedure
Annual maximum
limits apply to most
plans
Frequency limits for
cleanings and
treatments
Estimates and Transparency
Before starting treatment, we provide clear estimates based on:
This helps you understand the expected costs and avoid unexpected expenses.
Direct Insurance Billing
For most insurance plans, we offer direct billing (assignment of benefits). This means we submit claims on your behalf, and your insurance provider pays their portion directly. You would only be responsible for:
Claims Submitted
Directly to your provider, so you don’t have to manage paperwork or follow-ups yourself.
Efficient Processing
Fast, hassle-free experience with quick handling to keep your visit smooth.
Pay the Difference
Only co-pay and deductibles, with clear breakdowns to k now exactly what to expect.
Frequently Asked
Questions
Answers to the questions we hear most often. If yours isn't covered here, please get in touch.
Coverage depends on your specific plan, including what procedures are included, how much iscovered, and your yearly limits. Before starting treatment, we review your benefits when possible and provide an estimate so you understand your expected out-of-pocket cost.
We accept most major dental insurance plans used in Ontario, including employer-sponsored and private plans. If you’re unsure, our team can help check your coverage and guide you before your visit.
Yes, in most cases we can submit claims directly to your insurance provider. This means you only pay the portion not covered, such as co-payments or deductibles.
The Canadian Dental Care Plan (CDCP) is a federal program that helps eligible Canadiansaccess dental care. Coverage varies based on income and eligibility, and some treatments may require approval. In some cases, a portion of the cost may still be your responsibility.
You are still welcome at our clinic. We provide clear treatment plans and cost estimates so youcan make informed decisions and plan your care in a way that works for you.
45 Sportsworld Drive, Kitchener, ON
Phone: (519) 707-3288
Fax: (519) 707-4633
Info@oakandpearldental.ca
